02446-245511

Fix Deposit

FIXED DEPOSITS SCHEME INTEREST RATE 

 

Sr No Duration Normal Interest Rate Senior Citizen Interest Rate
1 30 To 180 Days 6.25 % 6.75 %
2 181 To 365 Days 7.25 % 7.75 %
3 Above 12 Months to 2 Year 8 % 8.50 %
4 Above 2 Year (Recuring Interest) 7.25 % 7.75 %
5 Dhanlaxmi Mudat Thev Yojna 8.50 % 9.00 %
6 Dhanlaxmi Recuring Deposit 8.50 % 9.00 %
7 Dhanlaxmi RIS Yojna 8.50 % 9.00 %
8 Dam Duppat 116 Months 116 Months
9 Recuring Deposit (Min 12 Month) As Per FD Interest Rate As per FD Interest Rate

Basic Of Fix Deposit 

  • We offer 0.50% extra Interest Rate to Senior Citizens (Age 60 or above) on fixed deposits.
  • Guardian can open Minor Fixed deposit A/c. When minor turns major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
  • We offer nomination facility for all deposit accounts.
  • We provide quarterly, half yearly, yearly Interest payment to our customers on their Fixed Deposits as per their instruction. We also provide monthly intrest as per RBI guidelines.
  • Monthly,Quarterly Interest Transfer to Other Bank Account Faciltiy Available.
  • Loan and Overdraft facility is available against Fixed deposit receipt.
  • The maturity date of Loan and Overdraft Account against Fixed Deposit is maturity date of Fixed Deposit Receipt.
  • TDS on Interest income will be deducted as per Income Tax Act.
  • We are member of Deposit Insurance and Credit Guarantee Scheme [DICGC] in which customers deposit are insured up to Rs. 5 Lac.